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Best Payday Loans Australia

In financial difficulty? struggling with bills? sometimes the quickest and cheapest way to get you out of a scrape is with a short term loan.

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What ACDS Offer

ACDS offers a wide range of short term loans so we can ensure our customers receive the very best rates best based on their current circumstances. We take all the leg work out of shopping around so our customers don’t have to so they have the peace of mind they will get the best possible rate applying via ACDS.

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Apply Now for Fast Payout

We just need some basic information from you and our lenders will make a decision in real-time whether you’ve been accepted for a loan, in a few minutes from now you could have the cash to spend on whatever life has thrown at you.

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Bad Credit

Having bad credit isn’t the problem it used to be, so don’t let that put you off applying, here at ACDS we understand everyone’s financial circumstances are different and have chosen a panel of lenders to help with everyone’s financial background.

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No Credit Check Loan Guides

Ever wondered if you need a credit check when applying for a loan?? Check Out Some Of Our Guides –

  1. Unemployed
  2. Payday Loans
  3. Buy Now Pay Later

 

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Cash Loans

About us

Acds have been in the Austrialian market for the last ten years activily finding the best loans at the best rates for your customers. We pride ourselves on finding you the best loan in the market first time every time…

Why would you use our service!?!

Not only are we local Austrilias finest loan finding service we are free of charge the whole process only takes 5 mins from start to finish. We have connections with every lender in the market and make sure you get what you need.

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You won't use a penny to apply for our lender-finding service, but here's some costs you could expect from a lender

Loan amount

$300 - $2,000

Terms

12 months

Costs

20% upfront establishment fee

+ 4% monthly fee

Example

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Loan amount

$2,001 - $4,600

Terms

13 months

24 months

Costs

48% annual percantage rate

67.41% comparison rate p.a.

Example

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

The Interest Rate for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Loan amount

$5,000 - $10,000

Terms

13 months

24 months

Costs

21.24% annual percantage rate

48% comparison rate p.a.

Example

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

The Interest Rate for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

What Client Says

 

I’ve used acds on several occasions when I’ve come a bit unstuck at home and had to get my shower fixed at home didn’t want to go down the billabong. They got me right out of the croc creek and found me the moolr i needed really fast that same arvo.

DAYANA MARRY

Phone: | Email: info@acds.org.au

acds.org.au  — Leadbrain limited; Authorised Representative of Marketplace Finance Pty Ltd, ACN 608 607 227, Credit Representative Number: 487316. We are a referral service only and do not directly fund any credit product. Your request will be referred to a third party lender who will contact you directly to ascertain if they can facilitate your requirements. The third party will inform you of their fees, charges and terms as relevant to your application before you would enter any contract with them. The third party may perform a credit check but will get your consent before doing so. We may receive a referral fee (amount not ascertainable) from the third party depending on the outcome of their dealings with you. It is recommended that you obtain independent legal and financial advice before taking up any products that you may be referred to and offered.